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SWARNA SANCHAY ADVANCE YOJANA

This scheme has been introduced to facilitate customers to make monthly advance and get discount at the time of purchase.

MONTHLY ADVANCE PERIOD OF 11 MONTHS

Sl. No D A T E A d v. A m o u n t (₹) T o t a l A m o u n t (₹)
1 07.01.2020 5,000/- 5,000/-
2 07.02.2020 5,000/- 10,000/-
3 07.03.2020 5,000/- 15,000/-
4 07.04.2020 5,000/- 20,000/-
5 07.05.2020 5,000/- 25,000/-
6 07.06.2020 5,000/- 30,000/-
7 07.07.2020 5,000/- 35,000/-
8 07.08.2020 5,000/- 40,000/-
9 07.09.2020 5,000/- 45,000/-
10 07.10.2020 5,000/- 50,000/-
11 07.11.2020 5,000/- 55,000/-
12 07.12.2020 NIL 59,000/-


You Get Discount Amount of ₹ 4,000/-



How much money can I advance every month by enrolling with jewellers ?



You can advance minimum of ₹ 1,000/- per month. At the end of the monthly advance period, pick up any Gold, Diamond, Platinum or Silver jewellery of your choice worth the amount as mentioned in the table.





How and when do I pay the advance ?



You should pay by the 7th of every month regularly. If you become a member on 1st of January your next advance will be on or before 7th February and there after every month till November. If you pay after 7th of you will get only proportionate discount.




What happens if I miss a few advance ?



If you delay in paying a few advance the delivery date of your plan is same but you will get only proportionate discount.




What if I want to discontinue the advance yojana ?




You can discontinue the scheme anytime. You will get the jewellery of paid amount any time. No cash will be refunded.You will get no discount, if there is below 6 months advance.





What are the additional benefits of Swarna Sanchaya Advance Yojana ?




1. This saving fetch you better returns than the other saving options.

2. You can use this to plan your jewellery purchase in advance.

3. You can select any jewellery as there is no buying restriction.

4. So get ready as this exciting offer can make you rich with Gold, Diamond, Silver and Platinum you as always wanted.





TERMS AND CONDITIONS



1. The payment of advance can be made in cash, cheque or digital/online. A proper receipt shall be issued by the jewellers against all payments.

2. On completion of successful payment of 11 monthly advances, the customer is entitled to discount of 80% of one month advance on purchase of jewellery in the 12th month.

3. The price of jewellery shall be charged at the prevailing selling rate at the time of delivery.

4. You can discontinue the advance yojana anytime. You will get the jewellery of paid amount anytime. No cash will be refunded. Proportionate discount will be given if more than 5 monthly advances are paid by customer.

5. The customer ought to produce the Pass Book and the Receipt at the time of purchasing the jewellery .

6. Jewellers reserve the right of admission to the advance yojana.

7. The advance yojana is applicable only for jewellery and not on pure gold /silver Bars and Coins.

8. Jewellers are not liable for payment of advance made to any individual. Please tender amount at cash counter at showroom and obtain receipt besides entry in Pass Book.

9. The minimum monthly advance amount is ₹ 1,000/- .

10. Customer has to mandatorily provide Xerox of document : Voter ID/ Aadhar Card Pan Card if value is above ₹ 2 lakhs.

11. The advance yojana is always to be redeemed by purchase of gold, diamond, platinum & silver jewellery / utensils at our show room.

12. Customer should pay the advance by 7th of every month. For delayed payments, the discount percentage will be reduced proportionately for each month of delay.

13. This facility cannot be clubbed with any other Offer & Discount.

14. Jewellers reserve the right to withdraw, modify or alter the advance yojana without any prior notice .

15. Any disputes arising under the scheme are subject to Balasore jurisdiction only.